Citizens Bank Heloc Rates 2024 Date. Citizens bank offers home equity line of credit (heloc) borrowers a generous draw period (10 years), fast funding and no closing costs. A heloc, or home equity line of credit, allows you to borrow against the value of your home.

Find out how a heloc uses the equity in your home to get the cash you need for. The top heloc rates displayed here may be special introductory rates, and represent the lowest advertised apr (annual percentage rate) based on a borrower with a credit score of 700 or higher.